• Hacksaw@lemmy.ca
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    3 hours ago

    That insurance cost is CRAZY. That’s 1% of the cost of your bike every month. I.e. you’ll have paid your bike in insurance premium in 8 years. This policy is only valuable if you expect your bike to need “total replacement” which I assume means it’s stolen, more than every 8 years?!

    Just put that money in an account and you can buy a new bike every 8 years for “free” as your insurance policy.