Looking to get a coat as my last one has stuffing coming out the sides, but its lasted for a solid 10 years. Looking to get a coat that has multiple layers and an outer shell to use for various weather in winter biking for commuting. Looking to wait towards end of season to try to find some end of season sales, but want to know brands that are durable and have some warmth, my old coat is down since I sometimes bike or walk around in -20 degree with wind chill. Something water proof and wind resistent would be great for outer layer as my current coat is really only good for warmth only and end up acting more like a sponge in sleet or if I wear it on a day that it rains suddenly.